Top 6 Best Wealth Planning Platforms in 2026
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Wealth planning is no longer a task for pen and paper. New solutions are making it easier than ever to map out the future and set smart goals. With plenty of features, fresh tools and smarter technology becoming available each year, finding the right fit for your needs can be both exciting and challenging. Each platform comes with its own approach for helping you organise your finances and shape your long term plans. Wondering which options truly stand out and why so many people are switching up their strategies? The answers might surprise you.
Table of Contents
Link Independent
At a Glance
Link Independent is the leading platform for US Expatriates who need trusted, regulated financial advisers across Europe and beyond. It matches you with licensed professionals using a transparent, independence-first process and offers a free initial consultation to start the relationship.
Core Features
Link Independent combines a global network with a personalised approach so you get relevant advisers rather than generic lists. The platform highlights regulation and compliance and supports a wide range of cross border services.
Global network of trusted advisers available across multiple jurisdictions
Personalised adviser matching process that refines recommendations to your needs
Free initial consultation so you can evaluate fit before committing
Services across finance, mortgages, tax, legal, and estate planning to cover relocation and investing needs
Regulation and compliance with recognised authorities to protect your interests
Pros
Independent and transparent matching process: The platform prioritises client interests and explains how advisers are selected so you know why you were matched.
Wide international reach and network: You gain access to advisers in multiple European countries and other regions where many US Expatriates settle.
All advisers are regulated and qualified: Every professional listed meets local licensing standards which reduces regulatory risk when you move money or property.
Free initial consultation and transparent pricing information: You can test an adviser at no charge and access clear fee expectations before engagement.
Focus on trustworthiness and client interests: The service is designed to place client welfare ahead of product sales.
Who It’s For
This is the obvious choice for US Expatriates relocating to Europe who need regulated, local advice on taxes, investments, pensions and 401k matters. It suits people who value a vetted adviser and clear compliance when planning cross border finances.
Unique Value Proposition
Link Independent stands apart because it delivers personalised, regulation-focused matches rather than automated lists and pairs that with free consultations and global reach. For sophisticated buyers who require compliance, clear fee transparency and adviser accountability this platform provides an unmatched combination of trust, oversight and practical support.
Real World Use Case
A US Expat living in Spain uses Link Independent to find a regulated tax adviser who understands US reporting obligations and Spanish residency tax rules. The adviser helps restructure investments and aligns estate planning with local inheritance law so assets remain compliant.
Pricing
The service is free to use for initial matching and the first consultation. Specific adviser fees vary depending on the professional you select and the scope of work they provide.
Website: https://linkindependent.com
Hoxton Wealth
At a Glance
Hoxton Wealth delivers international financial advice with a strong emphasis on security and a polished mobile app that aggregates global accounts. It suits expatriates who need consolidated wealth views, personalised planning, and direct access to professional advisers.
Core Features
Hoxton Wealth combines Wealthflow scenario modelling with broad account aggregation so you can view holdings across currencies and institutions in one place. The platform offers Direct Access To Advice through the app, a Market Tracker for live prices and alerts, and multiple scenario tools to project retirement outcomes and wealth growth.
Short. Clear. Practical.
Pros
Comprehensive service offering: The platform provides financial planning, investment advice, and legal protection in a single service proposition so you avoid juggling multiple providers.
Robust app functionality: The app supports account connections, wealth tracking, and scenario planning which makes ongoing monitoring straightforward for expatriates.
Strong security protocols: Hoxton Wealth uses encryption and does not store credentials which reduces the risk of account compromise.
Global presence: Offices in multiple countries support cross border needs and local regulatory compliance for clients living abroad.
Positive client sentiment: Client reviews referenced on the site show general satisfaction which supports trust in service delivery.
Cons
Opaque pricing structure: The website does not list detailed costs or subscription pricing which makes budgeting for services difficult.
International focus may limit fit: The service is tailored to international clients which could make it less appropriate for those who only need domestic solutions.
Steep learning curve for some: The platform’s breadth makes it complex and clients without financial literacy may require adviser support to extract full value.
Who It’s For
Hoxton Wealth is designed for international individuals and expatriates who need multi currency account consolidation, retirement planning across jurisdictions, and access to regulated advisers. It fits professionals relocating to Europe who require tax aware investment planning and legal protection.
Unique Value Proposition
The platform stands out by combining account connectivity and scenario modelling with direct adviser access and strong security. For expatriates the ability to view net worth across borders and then speak to a qualified adviser in the app is the primary differentiator.
Real World Use Case
A UK based expatriate uses Hoxton Wealth to link UK and European accounts, track portfolio performance in real time, and model pension outcomes for retirement at age 67. They consult advisers through the app to adjust investment strategy after a job move in Spain.
Pricing
Pricing details are not published on the website and appear to be customised per client or service which suggests personalised fee structures rather than fixed plans.
Website: https://hoxtonwealth.com
deVere Group
At a Glance
deVere Group delivers tailored international financial advice designed for clients with cross-border needs. The firm combines personalised wealth management with pension and investment planning across multiple jurisdictions, making it a convenient option for expatriates and high net worth individuals.
Core Features
The service focuses on independent financial advice, offering a wide range of support including wealth management, pension transfers, investment management, tax planning, and insurance. The company operates a global network of local advisers and provides digital solutions for secure asset management and digital assets.
Pros
Global presence and local advice: The company has offices worldwide which helps clients get locally relevant guidance while retaining a global view.
Comprehensive service offering: Wealth management, pension advice, tax planning and insurance are available under one roof for a joined up financial plan.
Personalised guidance: Advisers provide tailored recommendations rather than off the shelf solutions, which suits complex cross border situations.
Digital management tools: Digital solutions allow for secure oversight of assets and support for digital asset holdings.
Industry recognition: The firm has received awards and recognition which signals established expertise.
Cons
Limited product detail on the website: The website does not publish granular product specifications which makes independent comparison harder.
Potentially high service pricing: Services are likely aimed at higher net worth clients which could place them beyond the budget of mass market users.
No transparent fee schedule online: There is no upfront pricing or clear fee structure presented, which increases friction at the research stage.
Who It’s For
High net worth individuals and expatriates who want a single point of contact for cross border wealth matters will benefit most. Clients who prefer personalised advice and access to advisers in different jurisdictions will find the model well suited to their needs.
Unique Value Proposition
deVere Group pairs global adviser reach with personalised planning and a broad service set. The combination of localised offices, independent advice and digital asset capability gives it a distinctive position for clients who require complex cross border solutions.
Real World Use Case
A UK expatriate living in Europe uses deVere for pension transfers, cross border investing and tailored wealth management advice that respects both nationality and residency status. The adviser coordinates tax considerations and investment strategy across jurisdictions on the client’s behalf.
Pricing
Pricing is not specified on the website. Prospective clients must request a consultation to obtain fee estimates and service packages which means initial research requires direct contact with an adviser.
Website: https://devere-group.com
Beacon Global Advisor Network
At a Glance
Beacon Global Advisor Network, commonly known as BGAN, supports fee based advisory firms that work with expatriates. Its strength lies in specialised expatriate support and peer networks that help advisers deliver compliant cross border advice.
Core Features
BGAN offers a combination of client service tools, business coaching, and peer networking aimed at advisers. The network assists with licensing, SIPP transfers, and investment recommendations tailored to firms serving expatriate clients in the US.
BGAN also provides strategic guidance and tactical applications so advisory firms can adapt operations and broaden their service offering for cross border clients.
Pros
Specialised expatriate support: BGAN focuses on the unique needs of firms advising expatriates which helps advisers address tax, transfer and regulatory issues accurately.
Access to peer network: Members gain networking opportunities with like minded firms which speeds problem solving and best practice sharing.
Dedicated business coaching: The package includes coaching and guidance that helps firms convert strategy into daily operations and measurable outcomes.
Practical resources for transfers: BGAN supplies resources for licensing and SIPP transfers which reduces administrative friction for advisers and clients.
Strategic and tactical focus: The network combines high level strategy with actionable tools so firms can scale services for expatriate populations.
Cons
Limited public product detail: The network provides little public information on specific service packages which makes it hard to compare features directly.
No published pricing: Pricing is not specified which complicates budgeting for smaller firms or sole practitioners.
Firm centric model: The focus on supporting advisory firms means individuals searching directly for consumer tools may find the offering unsuitable.
Who It’s For
BGAN is aimed at fee based advisory firms that serve US expatriates and want to expand into European or other cross border markets. It suits firms seeking licensing support, better client management tools, and peer insight to handle complex expatriate cases.
Unique Value Proposition
BGAN uniquely combines peer networking, targeted coaching, and expatriate specific resources into a single support network. That blend helps advisory firms move from compliance uncertainty to repeatable processes that improve client outcomes.
Real World Use Case
A US based advisory firm joins BGAN to start offering services to Americans relocating to Europe. The firm uses BGAN coaching to implement SIPP transfer workflows and taps peer expertise to refine cross border tax checklists and client onboarding.
Practical outcomes follow. More compliant transfers. Fewer client questions. Better retention.
Pricing
Pricing is not specified in the available information which means prospective members should request a detailed proposal directly from BGAN before committing budget.
Website: https://bganetwork.com
Blacktower Financial Management Group
At a Glance
Blacktower Group offers personalised face to face advice and a broad suite of wealth planning services aimed at expatriates in Europe. Their long record and local presence make them a solid option for clients seeking hands on, cross border financial guidance.
Core Features
Blacktower provides holistic financial planning, investment management, retirement planning and international pensions tailored to individuals and expats. They also deliver mortgage and property services along with tax planning and insurance, all delivered through local advisers with regional expertise.
Pros
Over 40 years experience: The firm brings decades of institutional knowledge that helps when handling complex cross border cases.
Tailored expat solutions: Advisers create plans that account for residency, local rules and dual tax situations in France, Portugal and Spain.
Comprehensive service range: Clients can combine investments, retirement advice, protection and mortgage services through a single adviser relationship.
Global reach for expatriates: A network focused on expatriate communities simplifies coordination for clients who move between countries.
Licensed in Gibraltar: Regulatory standing in Gibraltar supports cross border activity and adds a layer of formal oversight to their offerings.
Cons
Opaque pricing: The website does not list product pricing or explicit fee structures so initial cost assessment requires direct contact.
Regional focus narrows reach: Emphasis on France, Portugal and Spain reduces appeal for expatriates based elsewhere in Europe or beyond.
Limited online detail: Several service descriptions lack depth on the website which means you must speak to an adviser to uncover specific product features.
Who It’s For
Blacktower suits expatriates living in Europe who prefer face to face relationships with local advisers and who need coordinated advice across investments, pensions and property. You will benefit most if you live in or plan to move to France, Portugal or Spain and value hands on support.
Unique Value Proposition
Blacktower combines personalised local advice with a broad international service set that addresses pension optimisation and mortgage needs for expats. The blend of local offices and cross border know how helps clients keep their financial plans aligned with residence changes.
Real World Use Case
A UK expat in Spain uses Blacktower to optimise retirement savings by consolidating pension arrangements, structuring international investments and arranging property financing. Ongoing local support helps manage tax implications and maintain an adaptable long term plan.
Pricing
Pricing is not specified on the website and fee schedules are provided only after consultation, so prepare to request a fee breakdown during your first meeting or phone call.
Website: https://blacktowerfm.com
Client-Centered
At a Glance
Client-Centered is a private wealth advisory firm focused on customised expatriate investment and financial planning advice for individuals living in Southeast Asia, with a strong emphasis on Thailand. The firm operates on a fee only advisory model and combines local knowledge with global perspective to simplify cross border finances.
If you plan to live in Southeast Asia this firm is directly relevant; if you are a US expatriate relocating to Europe their regional focus limits direct applicability.
Core Features
Client-Centered delivers customised expatriate advice, a holistic approach to financial management, and fee only advisory services that avoid product commissions. The firm blends local and global perspectives to help organise and simplify complex international financial lives.
Actionable takeaway: Book an initial consultation to confirm whether their Southeast Asia expertise matches your cross border needs.
Pros
Specialist focus: The firm specialises in expatriate and international financial planning which benefits clients with multi jurisdictional needs.
Fee only model: Client-Centered charges fees rather than commissions which promotes objective guidance and reduces product bias.
Holistic approach: The advisory scope addresses multiple complex issues so you receive coordinated advice rather than fragmented recommendations.
Regional experience: The team has practical experience with expatriates in Southeast Asia and Thailand which improves local execution.
Personalised solutions: The firm offers personalised and comprehensive financial solutions tailored to cross border lifestyles.
Actionable takeaway: Use their specialism and fee only structure to assess whether you need integrated international planning rather than local advice.
Cons
Geographic limitation: Services are limited to expatriates in Southeast Asia primarily Thailand which reduces usefulness for clients based in Europe.
Niche focus: The specific focus on expatriate and international issues may not suit clients seeking purely domestic financial planning.
Opaque pricing: The website does not list detailed service scope or pricing so prospective clients must request a fee schedule to compare costs.
Actionable takeaway: If you live outside Southeast Asia, shortlist alternative advisers closer to your destination before committing.
Who It’s For
This service suits expatriates living in Southeast Asia, especially those based in Thailand, who need objective and comprehensive advice to manage cross border wealth. The ideal client values personalised planning, wants coordinated tax investment and estate thinking, and prefers a fee only adviser.
Actionable takeaway: If you match that profile prepare documents showing your cross border assets before the first meeting.
Unique Value Proposition
Client-Centered pairs fee only advisory with regional expertise so expatriates receive unbiased planning that reflects both local rules and global strategy. That combination simplifies decision making for those living and working across jurisdictions.
Actionable takeaway: Ask how the adviser integrates local regulation with global portfolio construction.
Real World Use Case
A professional expatriate living in Bangkok requires guidance on tax optimisation, investment diversification and estate planning across jurisdictions and seeks a single adviser to coordinate those needs. Client-Centered offers that coordinated advisory approach.
Actionable takeaway: Prepare your current investment statements and a list of jurisdictions to get the most from an initial review.
Pricing
Pricing is not specified on the website so fees must be obtained directly from the firm during a consultation. Prospective clients should request a clear fee schedule and scope of services before engaging.
Actionable takeaway: Request a written fee estimate and a sample engagement letter before committing.
Website: https://crevelingandcreveling.com
Financial Advisory Platforms Comparison
This table provides a comprehensive overview of various financial advisory platforms tailored for expatriates, comparing their features, suitability, and pricing.
Platform | Key Features | Pros | Cons | Pricing |
Link Independent | Global network with personalized matching, compliance focus, free initial consultation | Independent process, wide reach, regulated advisers | Limited geographic focus | Free matching and consultation; adviser fees vary |
Hoxton Wealth | Account aggregation, mobile app, scenario modeling | Comprehensive services, strong app functionality | Pricing details not disclosed | Custom fee structure |
deVere Group | Tailored international advice across wealth, pensions, and tax | Global presence, personalized advice, digital tools | High pricing for higher net users | Pricing disclosed upon consultation |
Beacon Global Advisor Network | Adviser network for expatriate support, licensing aid | Strategic guidance, networking opportunities | Firm-centric model | Pricing not disclosed |
Blacktower Financial Management Group | Local tailored advice in Europe, broad services including pensions | Personal advice, over 40 years experience | Limited to a few European regions | Pricing disclosed upon consultation |
Client-Centered | Fee-only expatriate advice tailored for Southeast Asia | Regional expertise, fee-only model | Limited geographic application outside Asia | Pricing disclosed upon consultation |
Simplify Your Wealth Planning with Trusted Expertise
Managing cross border wealth planning involves complex challenges such as navigating varying tax laws, securing regulated advice on pensions and investments, and ensuring full compliance with local authorities. The article “Top 6 Best Wealth Planning Platforms in 2026” highlights key pain points like finding personalised recommendations rather than generic lists, transparency in fees, and access to advisers who understand cross border financial needs especially for US expatriates in Europe.
At Link Independent we address these challenges with a straightforward, independence-first approach. Our platform connects you with verified and regulated financial professionals worldwide through a transparent matching process designed to suit your unique cross border requirements. Whether you need specialised help with 401k transfers, tax optimisation, or estate planning, our network of licensed advisers ensures you receive tailored guidance with complete clarity on fees and compliance.
Take control of your international finances today by visiting Link Independent, where defining your needs, finding trusted advisers, and scheduling a free consultation is just three simple steps away. Don’t let uncertainty hold back your global financial future.
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Discover how easy it is to access dependable wealth planning experts who truly understand your expatriate journey. Visit Link Independent now to start your personalised matching and take confident steps towards securing your financial goals across borders.
Frequently Asked Questions
What are the key features to look for in wealth planning platforms in 2026?
Wealth planning platforms should offer comprehensive financial advice, personalised planning, and a clear understanding of cross-border taxation. Look for features such as regulatory compliance, investment management, and access to professional advisers tailored to expatriate needs. Evaluate platforms based on their support for both local and international regulations.
How do I determine which wealth planning platform is best for my financial needs?
Assess your specific financial situation, including your geographic location and investment goals. Consider the services offered by different platforms, such as estate planning, tax advice, and retirement planning. Create a list of your top priorities and compare platforms based on these criteria before engaging their services.
Can I get a free consultation when using a wealth planning platform?
Many wealth planning platforms offer a free initial consultation to allow clients to evaluate their fit with the adviser. Take advantage of this opportunity to discuss your financial needs and assess whether the platform’s services meet your expectations. Schedule your consultation on their website or through direct contact with the firm.
How do wealth planning platforms ensure compliance with local regulations?
Wealth planning platforms typically employ licensed professionals who are knowledgeable about local regulatory frameworks. They maintain compliance by regularly updating their practices according to changes in laws and guidelines. Make sure to inquire about the platform’s compliance measures during your consultation to ensure your interests are protected.
What should I prepare for my first meeting with a wealth planning platform?
To get the most out of your initial meeting, prepare documents outlining your current financial status, including investments, income, and any debts. Detail your goals for wealth management and any specific queries you have about their services. Arriving organised will help facilitate a productive conversation about your financial planning needs.
How are the fees structured for using wealth planning platforms?
Many wealth planning platforms have varying fee structures, often based on the complexity of services required. Some may offer flat fees for specific services, while others may charge a percentage of assets under management. Request a clear fee schedule and inquire about potential additional costs during your consultation to understand the overall pricing model.
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