Self Invested Personal Pension

SIPP

What is a SIPP?

A Self-Invested Personal Pension (SIPP) is a UK pension that gives you greater control over how your retirement savings are invested. Unlike traditional workplace pensions, a SIPP allows you (or your adviser) to choose from a wide range of investments within a tax-efficient structure.

SIPPs are commonly used by:

International and expat clients
Individuals consolidating multiple pension pots
Those seeking flexibility and transparency
People who want more control over investment decisions

Common SIPP Platforms Used by Expats

Invinitive FCA Low-cost, clean-fee structure, efficient administration

Novia FCA Wide investment choice, strong platform functionality

iPensions FCA Expat-focused support and administration

MyExpat SIPPs FCA User-friendly, expat-orientated

RL360 / IGFL IOM International reach, typically higher fees

Invinitive SIPP (Example Platform)

Invinitive is increasingly used by expats due to its simple fee structure, FCA regulation, and efficient administration.

Key points:

Transparent, capped platform fees
Suitable for adviser-led or investment-managed strategies
Designed with international clients in mind

More information is available at:
👉 www.invinitive.co.uk

How a SIPP Can Be Managed

Self-managed – for experienced investors
Adviser-led – investments overseen by a regulated adviser
Investment-managed – portfolio managed by a professional investment manager

The most suitable approach depends on experience, complexity, and objectives.

Final Note

A SIPP can be a flexible and effective pension solution for expats, but platform choice and structure matter. Professional advice can help ensure the solution aligns with your wider financial position.